Decoding Car Insurance In Indonesia: Everything You Need To Know

Decoding Car Insurance In Indonesia: Everything You Need To Know – Buying a used car can be an exciting and stressful experience. Although the low price is attractive, the potential problems cannot be ignored. An effective way to reduce these risks is to conduct a thorough pre-delivery inspection (PDI) before completing your purchase. The purpose of this comprehensive checklist is to provide you with information about the important aspects of PDI, helping you make informed decisions about your next used car purchase.

Before you look at the principles involved in evaluating a used car, we’re sure you’ll also want to know some tips about buying a used car. Here is a comprehensive guide to buying a used car from a private seller. Now go to the installed PDI.

Decoding Car Insurance In Indonesia: Everything You Need To Know

The pre-delivery inspection (PDI) process for a used car differs in several ways from the pre-delivery inspection (PDI) of a new car, as explained in this blog post. In the case of the PDI of the used car, the analysis of the general condition and condition of the car plays an important role. But let’s start with the used car review.

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To learn more, read our detailed guide to pre-sale used car inspections. Visit the DubiCars blog for more automotive content. The report, titled “Indonesia Used Car Market Outlook to 2023 – Growing popularity of online platforms and decreasing average time to drive used car sales”, provides a comprehensive analysis of the used car/car service used land in Indonesia. The report focuses on the overall market size, segmented by market structure (unorganized and organized sectors), by unorganized distribution channels (C2C and local distributors) and organized distribution channels (multi-brand distributors, car carriers, OEM certification shops). Unorganized and organized cars (shop, hatchback) cars online, by type of used car (MPV / sedan, economy / hatchback, SUV), market and capital (Jakarta, Surabaya, Medan, Bandung and others) , by number type. Vehicles used for transportation (private / commercial), by power, by year of manufacture, type of fuel (petrol, diesel and others). The report also covers general competitive conditions; government work and principles, problems and challenges, status and development. The report concludes with a future market analysis, highlighting key opportunities and threats.

Indonesia’s used car industry lacks transparency and commitment to customers, making buying a used car in the country risky. In the past, Indonesians often chose to buy used cars based on the recommendations of friends and family, which were not guaranteed to be thoroughly researched. The market is dominated by many unorganized car dealers (including local dealers, local importers and others) who offer used cars at low prices. low, benefiting from price-sensitive consumers in Indonesia. The huge growth that can be seen from the organized multi-brand showrooms and OEM certified dealers offering many brands of used cars are the subsidiaries of international car brands? The increase in mobile phone and internet penetration in Indonesia has led to the emergence of online auto booking portals such as OLX, Mobil123, Carmudi, Mobil88, Oto.com, BeliMobilGue and others that have created a business system accessible to both consumers and consumers. is selling. . and get C2C transactions from the comfort of your home. The market has experienced rapid growth in the five years from 2013 to 2018. The demand for used cars has increased significantly in recent years.

In 2018, sales in the unorganized sector were carried out by one-to-one sellers (C2C) and local operators, who combined a large number of used car sales. practice in all markets.

Unorganized – Since the unorganized market offers high profits, most of the transactions in the market are done through C2C or local representative channels. Domestic dealer channels controlled the largest share of total sales value in the unorganized car market in 2018. C2C commerce remains the place where potential buyers and sellers communicate in person. them, without the involvement of others.

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Organized – In the organized space, multi-brand stores and OEM stores have gained the market share in terms of sales, while the remaining market share belongs to the Auto bank segment which was acquired in 2018.

In 2018, the car sales in Indonesia are dominated by MPV and sedans, because the demand for larger cars increased due to the increase in the number of families in Indonesia. Economy cars and hatchbacks have the second largest market share, followed by SUVs.

Jakarta dominates the used car market in Indonesia due to its large population and high disposable income. Surabaya has the second highest market after Mena, Bandung and other small cities.

Used cars with mileage ranging from 50,000 to 80,000 km, usually dominate the car market in Indonesia. Cars that have traveled about 50,000-80,000 kilometers are most affected by the wear and tear of the vehicle’s mechanical condition (car battery and others), physical condition (tyres, paint, paint and scratches) and again). is destructive. therefore torn apart, reducing the value of the car as a whole.

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Competition in the Indonesian car market is seen to be highly fragmented due to the large number of local dealers, small dealers and individual dealers dealing with each other. together. Most of the used car market is highly organized in terms of sales. On the other hand, the market includes organized players like Mobil88, Tunas, Andre Motors, Auto2000, Sun Star Motors. There are also certified OEM companies such as Toyota Trust, Autosafe, Mercedes Certified, BMW premium selection. Online lead generation is done through major online automation portals like OLX, Carmudi, Mobil123 and others. Certification and research, brand, price, power and performance, engine quality / power and the number of sellers are some of the most important factors of the company that competes in the sector.

It is expected that the used car market in Indonesia will continue to grow in the coming years because the cost of buying a used car is cheaper than a new car. The Indonesian used car industry is likely to experience strong market growth in 2023E due to the introduction of new car models and the growing interest of low- and middle-income consumers in the country. the body. The stability of macroeconomic ch

anges and the general improvement in living standards in low-income areas including Lampung, Denpasar and Palembang are predicted to boost sales in the used car market. The market is expected to be driven by the sales of high end luxury cars and MPVs due to increased brand recognition and multiple family development initiatives.

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Selling services that consumers expect they won’t need to use can be a challenge, let alone when combined with the engagement process of large companies and often. , creates less space to stand out. Perhaps a small difference in excess and headline rates will help, but marketing any type of insurance in the digital age presents challenges.

There are at least 76,000 car insurance claims in the UK. These keywords generate 4.5 million searches per month.

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Given the breadth of this market, the report narrowed down the top 100 auto insurance topics based on popular keywords. The overall search volume for these keywords is still huge, so we narrowed it down further by focusing on general terms such as ‘cheap car insurance’ and ‘car insurance comparison’.

Major insurance companies and comparison sites dominate search results for these keywords. This makes it difficult for smaller or less challenging types to get in there.

The topics “one day” and “short term” generate 94% of temporary auto insurance searches. Monthly and weekly car insurance searches seem less popular, but the market for this search term is usually comparison sites like Compare the Market and Confused.com, which get more than half of the estimated market share.

However, professional providers such as Veygo and Day Insure are also doing well in search results with more than 10% market share and an estimated total traffic of 27.5k.

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Although most of the search engines are “new” and “new”, other keywords can also drive good traffic to your website.

A large share of the market is also taken by savings websites, which makes sense given that car insurance for new drivers can be expensive.

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