Low-interest Personal Loans For Fitness Wearables: Monitoring Your Health And Fitness

Low-interest Personal Loans For Fitness Wearables: Monitoring Your Health And Fitness – Branded content that fights for high interest: Why I decided to switch to UOB One Account With UOB One Account, we can earn more than $430 per month in interest on the first $100,000 in savings.

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Low-interest Personal Loans For Fitness Wearables: Monitoring Your Health And Fitness

Choosing a bank account can be simple but challenging. In the current environment of high inflation and high interest rates, we may choose to hold onto our existing bank accounts, which may require us to maintain the status quo.

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If we don’t switch to a high-interest savings account, not only will we lose the bonus interest we could have earned, but inflation will reduce the value of our savings even more.

However, with so many high interest savings account options available to us, how do we find the right one? Everyone has different preferences and circumstances, which is why I chose UOB One as my high interest savings account.

My job as an editor is to learn about the various financial product offerings on the market, including high-interest savings accounts. However, in my personal life, I prefer to keep things simple and prefer to use a bank account that is easy to use and convenient to satisfy the need to earn high interest.

With the UOB One account, I don’t have to make any compromises between simplicity and high interest. To get up to 7.8% p.a. only two simple steps are required – credit card spending and salary credit / GIRO transaction. interest.

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To get the higher interest rate, I need to spend at least $500 on an eligible UOB credit/debit card every month and add a minimum salary of $1,600 to my UOB One account. If I do not meet or meet the salary credit requirements, I can also make 3 GIRO debit transactions each month.

Spending at least $500 on the card and completing the payroll credit will allow me to earn 3.85% total interest ($1,155 per year) on the first $30,000 in savings. The best part is that as my savings grow, so do the bonus benefits I earn.

I already have a UOB credit card and I easily reach the minimum spend of $500 every month, I just have to credit my salary to my UOB ONE account.

It only required a one-time effort to inform HR of the change in bank details. The changes were implemented so quickly for the next pay cycle that I wish they had been done sooner.

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The UOB One card is a great credit card that suits my lifestyle and offers the highest cash back of up to 15%.

Many times we get so caught up in meeting the card’s minimum spend to get the bonus benefits that we forget about the real benefits that credit cards can provide.

One of the reasons why switching to UOB One as my preferred high interest savings account was seamless for me was the fact that I already have a UOB One card and use it as my main credit card.

The UOB One card offers up to 15% cashback on my everyday spending. The multi-level cashback system allows me to benefit from cashback even in periods when my expenses are not so high.

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It’s easy to meet the minimum spend of $500 per month (for each eligible quarter) as I keep all my daily and household expenses on my UOB One card. It also makes me benefit from more and better cashback in my everyday life because it’s sent to brands I already frequent.

I use SimplyGo for my daily commute, Shopee for late cooking or really lazy/tired days and for online shopping. The nearest supermarket to my house is Giant and next door

is the keeper of my health and beauty needs. I also pay my SP bills with the UOB ONE card, which gives me an extra 1% cashback. Basically, there are various categories from grocery to online shopping and shipping to get quick cashback. If you don’t shop with this brand, you can still earn up to 3.33% on all other retail spend.

In a typical month, my commute, transportation, utilities, groceries, and online shopping easily meet the $500 minimum spend requirement.

Based on the rebate calculator, that would give me $50 in basic quarterly cash back plus $21 in monthly cash back. So, in total, I would earn $452 in cash per year based on $500 in minute spend (or 7.5% total cash). Any extra payments I make (eg for food, travel, fitness classes) will be added to my eligible extra cash spend.

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I don’t drive, but for drivers who regularly fill up at SPC or Shell, using the UOB One card to pay is a must as you’ll enjoy discounts of up to 22.66% (SPC) and 21.15% (Shell). You pay with your UOB One card.

For those who prefer a debit card or cannot meet the credit card income requirements, the UOB One Debit Card is also an option. Users of one UOB debit card can also get up to 10% cashback benefits at the same merchants as credit cards. For added convenience, debit cards can also be used for cash withdrawals in Singapore and overseas.

While the UOB One card is great on its own, how can I maximize its benefits when I use it in conjunction with a UOB One account?

By depositing my salary into my UOB One account and continuing to spend on my credit card to the UOB One card, I earn high bonus interest and cashback.

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Based on a $30,000 savings balance, that would give me $1,155 in interest and $200 in cash back per year. This does not include the additional and enhanced cash back I used for my favorite brands which add $252 in cash back. That means I earned a total of $1,407 ($1,155 interest and $452 cash back).

This interest and cashback will increase when my savings reach the next bonus level or when my qualifying spend increases.

Nevertheless, the amount mentioned above is far from the maximum benefit that can be obtained. Those who have a $100,000 account balance and complete two simple steps (at least $500 per month in cards + at least $1,600 in payday credits) will be able to earn $5,203 in annual interest, or about $433.58 per month—probably monthly oil. Enough to cover food costs or expenses!

As much as I’d love to adapt the interests I’ve acquired, I don’t always have the time or drive to do so.

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UOB TMRW, an all-in-one banking app available on Google Play (for Android users) or App Store (for iOS users) can help me. UOB TMRW not only works as a mobile banking app, but also provides additional insights and trackers to help me get the most out of my UOB One account.

More importantly, it ensures that I don’t lose my bonus benefits every month because I don’t meet the required minimum spend.

When I open the app, I immediately see some of the latest insights. These are personalized reminders and based on our savings habits, we will also receive reminders not to be missed to top up your UOB One account balance to unlock the next level of bonus benefits.

For example, my UOB TMRW app helps me save time by reminding me that my salary has been saved (and put aside to invest), my bonus benefits have also been saved and I can spend better with the UOB One card. use call/taxi services to get extra cash back.

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I can easily access the interest tracker to see how much interest I have earned or will earn from my UOB One account. Just tap

If I missed a step from getting a higher bonus badge, I can also check in the badge tracker. Just tap

. It not only checks the steps that are missing, but also how far I am from completing them.

With one account and one UOB card, we can get high interest and highest cashback without any problems.

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While many high interest savings accounts go through many hurdles to earn high bonus interest, the UOB One account makes it simple and easy for most people to earn bonus interest.

The bonus benefits and cashback system are also graduated so that even people who do not spend or have low savings can do so.