Washington State’s Auto Accident Attorney: Navigating Legal Challenges – Is Washington one of the 12 US states (as of 2022) currently considered debt-free? The short answer is no.
However, this does not mean that no-fault insurance does not exist. In fact, many people probably have car insurance, whether they know it or not.
Washington State’s Auto Accident Attorney: Navigating Legal Challenges
No-fault insurance, also known as personal injury insurance (PIP), is designed to pay for medical bills and lost earnings as a result of a car accident, regardless of who caused the accident. PIP will pay even if he was 100% at fault.
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PIP is also considered “first party” insurance. This means you will be covered by your own insurance, not the at-fault driver’s.
The benefit of personal injury coverage is that it greatly reduces the barriers to getting the money you need to cover your medical bills, lost wages, and other expenses (known as economic damages). You don’t have to prove yourself wrong to get it. You do not need to take out the other driver’s insurance.
The main problem is that PIP only covers direct medical expenses, lost wages, and sometimes other related services (such as the cost of family services). The pain and damage caused by suffering (emotional stress, mental anguish, loss of family relationships, loss of joy in life, etc.) will never be covered. If you have been seriously injured, pain and suffering can make up a large portion of your fair settlement.
Personal injury insurance also tends to be expensive compared to other types of coverage, especially in no-fault states.
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“He is very knowledgeable and honest. Mr. Zach Hershenson provided great service. He always kept me informed and explained complex issues in a way that I could understand. He took the initiative and coached me on everything I needed to do to be successful. Overall, I am very satisfied with his service and would recommend him to anyone. I strongly recommend it. “
If you are not at fault, the first thing you should buy after a car accident is personal injury insurance. You should only file a claim against the at-fault driver if you do not have enough of his PIP insurance to cover medical bills and lost wages, or if you want to receive compensation for pain and suffering.
In “fault states,” also known as tort states, liability insurance applies first. When someone causes an accident and you suffer, the at-fault driver is primarily responsible for paying for your damages, no matter what.
Even if you are at fault, you may be covered by accident insurance. But it’s actually meant to serve as an additional backup in case the other driver is uninsured or underinsured, and while the legal proceedings of your case are ongoing. It serves as a way to ensure that you have immediate access to cash for immediate medical expenses and lost earnings. (If you win your case against the other driver, your insurance company may be reimbursed by the at-fault driver’s insurance company for his PIP benefits already paid.)
Port Orchard, Wa Lawyers
A driver in Washington state is not required to carry personal injury coverage, but insurance companies are required to provide at least $10,000 of his PIP coverage with every auto policy he sells. . If you do not wish to do so, you must refuse in writing. So many drivers in Washington actually have PIP insurance, even if they don’t realize it. Still, there’s no question that $10,000 isn’t a lot of money these days, especially in cases of serious injury.
As mentioned above, Washington State uses a tort system rather than a no-fault system. The person who causes the accident also has the responsibility for the insurance company to pay full compensation (up to insurance limits) to others injured in the accident.
So, if you happen to be one of those injured people and the accident was not your fault, or at least not entirely your fault, you will need to file a claim or lawsuit against the driver . Obtain compensation for yourself (or other potentially responsible parties).
Washington is also one of the few states with “pure” negligence laws. A short version of this idea looks like this:
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Basically, this means
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No matter where you live or where your car accident occurred, your best bet is to get free legal advice from an experienced car accident lawyer as soon as possible. Always wise.
Insurance companies don’t want to pay claims that should be paid. That’s how they make money by denying claims and offering outrageously low discounts, and having been in business for decades, they’re very good at it.
If you want to successfully fight this insurance company, you need a powerful tool that not only proves that the other driver was truly at fault, but also proves that they are properly responsible for the financial, physical, and emotional costs. Evidence must be prepared. in your life.
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Suffice it to say, this is a very difficult task for most car accident victims. Fighting the insurance company alone to rebuild your life without any experience as a lawyer is rarely a good idea, to say the least. That’s why careful and aggressive legal protection is needed.
If you have been injured due to someone else’s negligence, contact the personal injury attorneys at Herschensohn Law today for a free consultation. You have no obligation to us to consider your case, and we have no obligation whatsoever unless we prevail. To schedule a consultation, please call us at (206) 588-4344 or use our online form.
The information provided here is for informational purposes only and should not be construed as legal advice on any matter.
After a worker was electrocuted on a construction site and suffered life-altering injuries, we fought for them and won.
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When a pensioner died in a truck accident, we ensured that his family received appropriate compensation.
When defective medical devices injured our clients, we fought to secure the financial compensation they needed to recover.
When you request a free diagnosis, Kent personal injury attorney Zach Herschensohn will listen to your story, answer your questions, outline your legal options, and provide legal advice regarding the law.
There are no obligations, no hidden fees, and no plain text when working with our law firm. It’s that simple.
Appeals Attorney In Washington State — The Stritmatter Firm
By checking this box, you agree to receive SMS messages. I understand that I may be charged for messages and data and that I can reply STOP to future messages. If you need further help with your message, please reply to Help. The frequency of messages may vary depending on your relationship with our firm. Mobile data is not shared with third parties/partners for marketing/advertising purposes. All sections above do not include opt-in information or consent of the person initiating the text message. This information will not be shared with third parties. Many people are injured in car accidents in Washington State. In addition to damage to your car, a car accident can send you to the hospital and cost you thousands of dollars in treatment.
To make matters worse, some drivers are facing exploding costs, losing unnecessary wages and being unable to return to work.
Fortunately, Washington state law allows injured drivers to seek compensation from the driver at fault for the accident. Car accidents can be caused by a variety of reasons, but most are caused by careless, careless, or careless drivers.
If you are injured, you must move immediately. Washington state gives injured drivers a limited amount of time to sue for damages. Contact a Washington car accident lawyer today. This term is listed in state statutes of limitations.
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This law is found in Section 4.16.080 of the Revised Code. This means that injured drivers typically have three years to file a claim for compensation. If the accident occurred on July 4, 2016, the driver has until July 4, 2019 to file an insurance claim.
Washington state also has different statutes of limitations if a loved one dies in an accident and you want to file a wrongful death lawsuit. However, the statute of limitations is the same. She has three years from the date of her loved one’s death to file a claim. The clock starts running from the date of death, rather than from the date of the car accident, which would have occurred months earlier.
Unless an exception applies to you, missing out on a Washington auto accident insurance claim can have dire consequences. The defendant can ask the judge to remove the case from court, and the judge will do so.
This means you won’t receive compensation for your injuries, and the at-fault driver will walk away without paying.
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Why the Washington Traffic Accident Mitigation Act?Washington state courts want to try cases with new evidence. As time passes after an accident, everyone’s memory deteriorates. Another proof is mine